Your Partner In Financial Security
9 Year Mortgage recognizes that consumer debt in America is a problem that is not going away. In fact, it's a problem that's getting worse. Our goal is to educate clients and prospective clients with sound advice based on time-proven principles, and then to help them create and implement a Financial Plan based on that knowledge to become debt free. 9 Year Mortgage believes that everyone deserves a comfortable, debt-free retirement--but it doesn't come easy. Let 9 Year Mortgage help you with that transition, we'll take you through every step of the process to make sure you share in the 95% success rate of our past clients.
Don't delay, with 9 Year Mortgage a debt free future can be yours today!
Thursday, December 29, 2011
Wednesday, December 28, 2011
The new year is coming. It's time to start thinking about your financial goals and 9 Year Mortgage wants to help http://ow.ly/7WJZP
Sunday, December 25, 2011
Happy Holidays from all of us here at 9 Year Mortgage. Don't forget to watch this tip about great after holiday savings http://ow.ly/79XdC
Thursday, December 15, 2011
New Article! Credit Card “Piggybacking” and the New FICO 08 - If you're worried about your credit score, join the cl... http://ow.ly/1gc58U
Wednesday, December 14, 2011
Need gift idea's for the holidays? 9 year mortgage has some great recommendations http://ow.ly/7ZFMQ
Tuesday, December 13, 2011
Monday, December 12, 2011
Still looking for gift idea's this christmas? Don't want to spend a fortune? Check out this tip from 9 Year Mortgage http://ow.ly/7WKLw
Wednesday, November 30, 2011
Monday, November 14, 2011
Friday, November 11, 2011
Tuesday, November 8, 2011
New Article! Raising Fees on Small Debit Purchases - In a move that could discourage some merchants from accepting d... http://ow.ly/1fxQ66
Monday, November 7, 2011
Saturday, November 5, 2011
Tuesday, November 1, 2011
Subscribe to our podcast on iTunes for great financial tips, reviews and info from Howard Ruffs 9 Year Mortgage. http://ow.ly/7fX24
The holiday season is nearly upon us. Keep in mind this great saving on gifts tip from our Money Saving Minute. http://ow.ly/79XBG
Monday, October 31, 2011
HAPPY HALLOWEEN from 9YearMortgage! Make sure the only thing that's scary this Halloween is your costume! Check out some of our finance tips http://ow.ly/6mVy9
Wednesday, October 26, 2011
New Article! Finally, Time to Buy a House - U.S. house prices have plunged by almost one-third in five years and the... http://ow.ly/1fkrMJ
Monday, October 17, 2011
9 Year Mortgage is now on iTunes! Subscribe to our Podcast for reviews and great financial tips. http://ow.ly/70dxR
Monday, October 10, 2011
Friday, October 7, 2011
New Article! 4 Ways to Help Deflate Your Debt - 9 Year Mortgage believes that Americans are infamous for their abili... http://ow.ly/1f1QU0
Tuesday, October 4, 2011
Friday, September 30, 2011
Thursday, September 29, 2011
New Article! Trending Now: Homeowners Remodeling - It's not shocking that home values are still falling, and unfortu... http://ow.ly/1eU7LB
New Article! Can Empty Nesters Still Afford To Splurge? - 9 Year Mortgage believes that when children move out on th... http://ow.ly/1eU7LA
Tuesday, September 27, 2011
New Article! How Your Family Can Live on One Income - 9 Year Mortgage knows of the difficulties that plague our nati... http://ow.ly/1eS26J
New MSM Tip! 9 Year Mortgage - MSM 18 - Track Spending - 9 Year Mortgage - MSM 18 - Track Spending nineyearmortga... http://ow.ly/1eRQc7
Saturday, September 24, 2011
Friday, September 23, 2011
It's officially Autumn! Check in with the 9 Year Mortgage Blog, to find great fall saving tips! http://ow.ly/6n1P7
Thursday, September 22, 2011
New Article! 10 Things Social Security Isn’t Telling You - Worried about the future of Social Security? You are not ... http://ow.ly/1eNpYz
Wednesday, September 21, 2011
New Article! Resources to Avoid Investment Scams - 9 Year Mortgage with Resources to Avoid Investment Scams Looking ... http://ow.ly/1eMv3U
New Article! 10 Things Pension Plans Aren’t Telling You - Not so long ago, countless jobs came with a pension, mont... http://ow.ly/1eMlK9
Wednesday, September 14, 2011
New Article! Are You Shattering Your Chance of Retirement? - It is no coincidence that 90% of 9 Year Mortgage client... http://ow.ly/1eHlD9
Monday, September 12, 2011
New Article! The Growing Generation Susceptible to ID Theft - Each year one in every 20 Americans is at risk of iden... http://ow.ly/1eF2zA
Thursday, September 8, 2011
New Article! The Return of the Big Mortgage - 9 Year Mortgage on The Return of the Big Mortgage Low interest rates a... http://ow.ly/1eBFVM
Do you know what a Jumbo Loan is? Is there a good return on big mortgages? Find out! http://blog.nineyearmortgage.com/the-return-of-the-big-mortgage/
Are 'Floating-Rate' Funds safe? What are the risks? http://blog.nineyearmortgage.com/are-floating-rate-funds-safe/
New Article! Are ‘Floating-Rate’ Funds Safe? - Investors have converged on these high-yielding funds, but regulators... http://ow.ly/1eBuT2
Tuesday, September 6, 2011
Monday, September 5, 2011
Happy Labor Day! From all of us here at Howard Ruffs 9 Year Mortgage! Check out this tip on how to save after a holiday! http://ow.ly/6jYFn
Friday, September 2, 2011
The week is over, and it's the Labor Day long weekend! Check out a party tip on the 9 Year Mortgage Money Saving Minute! http://ow.ly/6jYlg
Thursday, September 1, 2011
Wednesday, August 31, 2011
Friday, August 26, 2011
New Blog Post! Is Retirement a Thing of the Past? http://blog.nineyearmortgage.com/is-retirement-in-the-past/
Tuesday, August 23, 2011
Learn what health insurers won't tell you...
http://blog.nineyearmortgage.com/what-health-insurers-wont-tell-you/
http://blog.nineyearmortgage.com/what-health-insurers-wont-tell-you/
Use today's crazy stock market as a learning tool for your kids.
http://blog.nineyearmortgage.com/talking-to-kids-about-market/
http://blog.nineyearmortgage.com/talking-to-kids-about-market/
Monday, August 22, 2011
10 things you need to know about life insurance--don't miss it!
http://blog.nineyearmortgage.com/10-things-life-insurers-wont-tell-you/
http://blog.nineyearmortgage.com/10-things-life-insurers-wont-tell-you/
What you need to know about financing college.
http://blog.nineyearmortgage.com/news-for-college-students/
http://blog.nineyearmortgage.com/news-for-college-students/
Monday, August 15, 2011
Should you be using credit cards?
http://blog.nineyearmortgage.com/9-reasons-to-cancel-your-credit-cards/
http://blog.nineyearmortgage.com/9-reasons-to-cancel-your-credit-cards/
Thursday, August 11, 2011
Why you should be scared about mobile banking
http://blog.nineyearmortgage.com/dangers-of-mobile-banking/
http://blog.nineyearmortgage.com/dangers-of-mobile-banking/
Wednesday, August 10, 2011
The stock markets are in turmoil. Invest in yourself by eliminating debt. Learn more at http://eliminatingdebt.org.
Monday, August 8, 2011
Trying to decide between buying a new or used card? Don't miss this!
http://blog.nineyearmortgage.com/new-or-used-car/
http://blog.nineyearmortgage.com/new-or-used-car/
Friday, August 5, 2011
6 Secrets Your Parents Won't Tell You About Their Money
http://blog.nineyearmortgage.com/your-parents-money-secrets/
http://blog.nineyearmortgage.com/your-parents-money-secrets/
Tuesday, August 2, 2011
Are your adult children delaying your retirement?
http://blog.nineyearmortgage.com/putting-off-your-retirement/
http://blog.nineyearmortgage.com/putting-off-your-retirement/
Find out how much you should spend on a new home...
http://blog.nineyearmortgage.com/how-much-should-i-spend-on-a-home/
http://blog.nineyearmortgage.com/how-much-should-i-spend-on-a-home/
Friday, July 29, 2011
“The 9 Year Mortgage Plan fit my budget.”
http://blog.nineyearmortgage.com/9-year-mortgage-fit-my-budget/
http://blog.nineyearmortgage.com/9-year-mortgage-fit-my-budget/
"9 Year Mortgage has been an amazing experience."
http://blog.nineyearmortgage.com/amazing-experience/
http://blog.nineyearmortgage.com/amazing-experience/
Thursday, July 28, 2011
Read the new credit score laws that could affect your next loan.
http://blog.nineyearmortgage.com/new-credit-score-rules/
http://blog.nineyearmortgage.com/new-credit-score-rules/
Do you know what documents you need to prepare before you die? Find out now!
http://blog.nineyearmortgage.com/documents-before-you-die/
http://blog.nineyearmortgage.com/documents-before-you-die/
Wednesday, July 20, 2011
Why you should think twice before buying Groupons and other coupons
http://blog.nineyearmortgage.com/daily-deal-sites/
http://blog.nineyearmortgage.com/daily-deal-sites/
Monday, July 18, 2011
We can retire in 2 years with just our mortgage payment left!
http://blog.nineyearmortgage.com/retire-in-2-years/
http://blog.nineyearmortgage.com/retire-in-2-years/
Friday, July 15, 2011
Learn the credit card pitfalls you must avoid.
http://blog.nineyearmortgage.com/how-to-avoid-credit-card-pitfalls/
http://blog.nineyearmortgage.com/how-to-avoid-credit-card-pitfalls/
Read what recent clients are saying and valuable money-saving tips.
http://blog.nineyearmortgage.com/july_2011_newsletter/
http://blog.nineyearmortgage.com/july_2011_newsletter/
Wednesday, June 29, 2011
so you gave it a shot, now what? - http://www.thoughts.com/9yearmortgage/save-on-credit-cards-with-the-9-year-mortgage-money-saving-minute-1
I tried to get a rate reduction, and even the supervisor said no - http://nineyearmortgage.posterous.com/save-on-credit-cards-with-the-9-year-mortgage
Ask your credit card company for a rate reduction - http://9yearmortgage.weebly.com/nine-year-mortgage.html
you can keep a little bit more of your paycheck for yourself- http://www.myspace.com/nineyearmortgage/blog/543423381
Today the 9 Year Mortgage Money Saving Minute will focus on ways- http://steffyben.livejournal.com/2163.html
you just know where to look- http://9-year-mortgage.blogspot.com/2011/06/save-on-credit-cards-with-9-year.html
There are almost always some great ways- http://nine-year-mortgage.blogspot.com/2011/06/save-on-credit-cards-with-9-year.html
Monday, June 27, 2011
Are store credit cards worth it? Read on to find out!
http://blog.nineyearmortgage.com/store-credit-cards/
http://blog.nineyearmortgage.com/store-credit-cards/
Wednesday, June 22, 2011
http://goo.gl/KKy7g - nineyearmortgage Nine Year Mortgage Money Saving Tip – Maintain Your Car and Save
http://goo.gl/JVYpq - nineyearmortgage Today Nine Year Mortgage is focusing on how to minimize your fuel costs
http://goo.gl/zHqhu - nineyearmortgage Check out our other money saving tips at the Nine Year Mortgage
Monday, June 20, 2011
We hope you enjoyed the 9 Year Mortgage money saving tips today http://www.zimbio.com/Student+Loans/articles/EXrHuUpysXR/Nine+Year+Mortgage+Money+Saving+Tip+Bank+Smart
Try these tips to find out which ones work best for you. http://9-year-mortgage.blogspot.com/2011/06/outsmart-your-emotional-desire-to-spend.html
Are you finding that your grocery bill is a bit too high? http://www.myspace.com/nineyearmortgage/blog/543328024
Save More on Food with 9 Year Mortgage http://9yearmortgage.blog.com/2011/06/20/save-on-food-with-9-year-mortgage/
Today’s Nine Year Mortgage tip focuses on choosing the right bank. http://nineyearmortgage.posterous.com/save-on-food-with-9-year-mortgage
if you’re not a high roller you should be able to find a bank with plenty of free services http://9yearmortgage.tumblr.com/
Does that sounds like a service you should pay for? Absolutely not. http://nineyearmortgage.typepad.com/blog/2011/06/depending-on-the-size-of-your-family-your-food-expense-could-be-one-of-your-bigger-monthly-expenses-today-9-year-mortgag.html
For more information visit our Nine Year Mortgage web site http://nineyearmortgage.typepad.com/blog/2011/06/depending-on-the-size-of-your-family-your-food-expense-could-be-one-of-your-bigger-monthly-expenses-today-9-year-mortgag.html
Monday, June 13, 2011
If we were going to enjoy retirement, it was now or never.
http://blog.nineyearmortgage.com/we-realized-we-had-to-take-action-now-or-never/
http://blog.nineyearmortgage.com/we-realized-we-had-to-take-action-now-or-never/
Like working with a personal accountant...
http://blog.nineyearmortgage.com/like-having-a-personal-accountant/
http://blog.nineyearmortgage.com/like-having-a-personal-accountant/
"Working with 9 Year Mortgage is like having a personal accountant"
http://blog.nineyearmortgage.com/like-having-a-personal-accountant/
http://blog.nineyearmortgage.com/like-having-a-personal-accountant/
Thursday, June 9, 2011
Before finding 9 Year Mortgage we were just spinning our wheels...
http://blog.nineyearmortgage.com/spinning-our-wheels/
http://blog.nineyearmortgage.com/spinning-our-wheels/
Wednesday, June 8, 2011
I will be out of debt in less than half the time!
http://blog.nineyearmortgage.com/i-will-be-out-of-debt-in-less-than-half-the-time/
http://blog.nineyearmortgage.com/i-will-be-out-of-debt-in-less-than-half-the-time/
Tuesday, June 7, 2011
Thanks to 9 Year Mortgage I can finally retire!
http://blog.nineyearmortgage.com/i-can-finally-retire/
http://blog.nineyearmortgage.com/i-can-finally-retire/
Thursday, June 2, 2011
Learn what makes 9 Year Mortgage different!
http://blog.nineyearmortgage.com/the-9-year-mortgage-difference/
http://blog.nineyearmortgage.com/the-9-year-mortgage-difference/
Tuesday, May 3, 2011
Simple but important steps to reducing your debt load, don't miss it!
http://blog.nineyearmortgage.com/simple-debt-reducing-tips/
http://blog.nineyearmortgage.com/simple-debt-reducing-tips/
Thursday, April 28, 2011
Friday, April 8, 2011
Don't miss Part 2 on family spending, The Solution!
http://blog.nineyearmortgage.com/familyspending2/
http://blog.nineyearmortgage.com/familyspending2/
Do you spend more than you should on things your kids just have to have?
http://blog.nineyearmortgage.com/familyspending/
http://blog.nineyearmortgage.com/familyspending/
Tuesday, April 5, 2011
Should you start a home-based business? Don't miss this article!
http://blog.nineyearmortgage.com/work-from-home/
http://blog.nineyearmortgage.com/work-from-home/
Thursday, March 31, 2011
Looking for ways to save some cash? Check out our Money Saving Minute videos at http://moneysavingminute.com/
Monday, March 21, 2011
Should you get a second job to help make ends meet in today's economy?
Read this first: http://blog.nineyearmortgage.com/second-job/
Read this first: http://blog.nineyearmortgage.com/second-job/
Monday, March 7, 2011
Frugality 101 with Nine Year Mortgage, don't miss it!
http://blog.nineyearmortgage.com/frugality-101/
http://blog.nineyearmortgage.com/frugality-101/
Friday, February 25, 2011
Every 3 seconds someone in America is a victim of Identity Theft. Don't be one of them! Read on:
http://blog.nineyearmortgage.com/guard-against-id-theft/
http://blog.nineyearmortgage.com/guard-against-id-theft/
Tuesday, February 22, 2011
Read what every student should know about investing!
http://blog.nineyearmortgage.com/investing-for-college-students/
http://blog.nineyearmortgage.com/investing-for-college-students/
What you simply can not afford to overlook with insurance.
http://blog.nineyearmortgage.com/insurance-what-youre-missing/
http://blog.nineyearmortgage.com/insurance-what-youre-missing/
Friday, February 11, 2011
Questions to ask "The One" before you tie the knot! Check it out on our blog!
http://blog.nineyearmortgage.com/questions-to-ask-before-marriage/
http://blog.nineyearmortgage.com/questions-to-ask-before-marriage/
Monday, February 7, 2011
Is the recession over? Read about when to spend with Nine Year Mortgage!
http://blog.nineyearmortgage.com/spending-in-a-recession/
http://blog.nineyearmortgage.com/spending-in-a-recession/
Friday, February 4, 2011
Learn to save for your child's future with 9 Year Mortgage. http://blog.nineyearmortgage.com/collegesavingoptions/
Thursday, February 3, 2011
What everyone with kids needs to know about teaching them financial literacy. Check it out!
http://blog.nineyearmortgage.com/teach-kids-to-manage-money/
http://blog.nineyearmortgage.com/teach-kids-to-manage-money/
Tuesday, January 25, 2011
A must read! Everything you need to know about managing your finances and your marriage!
http://blog.nineyearmortgage.com/finances-and-marriage/
http://blog.nineyearmortgage.com/finances-and-marriage/
Monday, January 24, 2011
Tax changes in 2011 that you can't afford to miss!
http://blog.nineyearmortgage.com/2011-tax-changes/
http://blog.nineyearmortgage.com/2011-tax-changes/
Thursday, January 20, 2011
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